Third-party ownership
The vehicle belongs to a spouse, company, partner, lessor or finance provider rather than the person pursued.
Typical disputes
HP / PCP repossession
We review the agreement, payment history, termination notices, arrears, recovery paperwork and the sequence of repossession.
Lease & company vehicles
Evidence of title, beneficial ownership, company purchase, lease arrangements and who bore the financial risk.
Loss of use
Replacement hire, missed work, business interruption and other direct losses capable of being evidenced.
Evidence to upload
Finance or lease agreement, V5C, invoice, bank proof of purchase, insurance, payment history, default or termination notices, recovery paperwork, photographs, correspondence and proof of loss.
What we produce
An ownership chronology, finance-position summary, notice and recovery timeline, evidence matrix, quantified-loss schedule and referral-ready file where litigation or regulated advice is required.
Important
A V5C shows the registered keeper, not necessarily legal ownership. We look at the underlying purchase, finance and possession evidence rather than one document in isolation.